Policies and Payment

Soul Wisdom Therapy – Sacramento and Davis, CA

therapy-fees-paymentI offer a FREE 20-minute phone consultation for new and potential clients.

Counseling Session Frequency

Session length varies depending on what the client prefers and what I have available and suggest. Sessions run anywhere from 50 minutes to 90 minutes. For clients who cannot afford to come weekly, I offer sessions every other week, providing tools and skill development “homework” between sessions. I also offer group therapy.

Typically, sessions are the standard length of 50-minutes for individual clients and 60-minutes for couple and family sessions.

Phone, Face Time and Skype Sessions

I also offer phone, Face Time and Skype sessions at the same rate as individual in person sessions.

Short-Term Therapy

I provide short-term therapy for crisis situations, short-term solutions to problems, for pre-marital counseling, couples counseling, and for hypnotherapy for addictions (e.g. smoking cessation).

Counseling Fees

You can receive reimbursement for therapy sessions through your employer Health Savings Account (HSA), Medical Savings Account (MSA), or Health Reimbursement Arrangement (HRA). Each of these allow employees to set aside pre-tax dollars from their income for future medical expenses. Contributions are made by the client and/or employer, depending on the account.  Funds can be used for deductibles, copayments, and qualified health expenses that aren’t covered by insurance, such as those provided by “out-of-network providers”, such as myself.

My fee is $150 for a 50 minute individual session and $160 for a 60 minute couple or family session. I periodically offer 90 minute sessions for $225.

Group therapy

Group Therapy is a way to save money on therapy while still receiving its benefits. Click here to see the therapy groups that I currently offer.

Insurance Reimbursement

I am not on insurance panels, but I can provide you with a monthly invoice (or “superbill”) that you can send to your insurance company for reimbursement (if you have out of network benefits.) For example, PPO plans like Anthem Blue Cross, Blue Shield, Cigna and Aetna pay a portion of the cost of therapy.

Special issues. Also, in some insurance situations (including Magellan), you can ask for a “single payer agreement” if you’ve had trouble finding a therapist who has specialized experience with issues such eating disorders or OCD, since I specialize in working with these issues.

Out of Pocket. If you can afford to pay out of pocket, there are several advantages to not using insurance for payment.

• Paying out of pocket gives you protection and control over your therapy because it denies managed care providers access to your therapy records. This ensures that your health-insurance company cannot access the diagnosis or treatment information that I otherwise would need to share with them, information that could potentially be used to deny you access to specific treatments or keep you from changing insurers should you lose your job.

• Sometimes managed care providers dictate how your therapy should proceed, despite having little of no background or skill in the provision of psychotherapy. Their main objective is to keep their costs as minimal as possible. I prefer to work together with YOU to determine how long we will work together, how often we schedule our sessions, what we work on and how we proceed.

Start Your Journey to Soul Wisdom Today
Click here to schedule your complimentary exploratory phone consultation.

Text: 707-301-0252
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